• Spend less than you earn, live within your means
  • Pay yourself first. Save first and spend whats left. Not the other way around.
  • Find a mentor, model their behavior
  • Write down you goals
  • Set a trajectory for success, by aiming at exactly what you want!
  • Take Action! start working towards your goals today. An object in motion tends to stay in motion! so create some momentum!
  • Ask yourself what the worst case scenario is, and work toward minimizing the impact of that scenario
  • Action is more important than IQ
  • Ask yourself when making purchases; does this waste money or make money?
  • Don't seek others approval, focus on where your going not where others are at.
  • "It's better to be anonymously rich rather than deceptively poor"
  • study successful people! Because success leaves clues!
  • Cut your losses and move on. Focus on the future, don't dwell on the past
  • Cut your expenses whenever possible!
  • When making a purchase, choose quality of quantity. Buy it nice or buy it twice.


  • The Snowball method
  • The Avalanche method
  • Automatic account deductions
  • A written budget